In today’s message:

  • A tip about private equipment sales
  • Some humour…
  • Recent equipment finance deals
  • Helping you and your clients buy or sell equipment

Here’s a tip to pass on:

Most private sales of equipment can qualify for financing.

Clients are surprised to hear this.

That’s why it’s rare to see a private ad for equipment that says, “Financing available”.

A sale with financing happens faster and at the full asking price. We all know it’s easier to accept a small monthly payment instead of a large lump sum.

That’s why Aquilian offers private sale financing to buyers and sellers of equipment of all makes and models throughout Canada and the U.S.

Give us a call, toll-free at 844.252.0524 or email

Some humor

I once broke down on a back-country road and couldn’t get a mobile signal. I walked to the only house in sight, a worn-out farmhouse with a small animal pen in the front yard.

As I walked up to the house, I saw that the pen held a large pig with only three legs. For the fourth leg it had – and I could barely believe it myself – a wooden post strapped on.

Before I reached the door, a man greeted me from nearby, so I told him my story and asked to use his phone. He agreed . But before I went in, I had to ask him, “Why does that pig have only three legs?”

He answered me, “That sure is one wonderful pig!”

I said, “I don’t understand.”

He said, “One night I was asleep and so was my wife and the small children, and the pig started a hollering and a screaming and woke us all up. And it was then I smelled the smoke from a kitchen fire and ran to put it out before we was all killed. That sure is one wonderful pig!”

“But why does it have only three legs?”

“Well, once when I was under a machine and the jack slipped, breaking my bones, that pig laid hold of my arm with his mouth and dragged me out from under the weight. That sure is one wonderful pig!”

“Yes, sir, I can see that your pig truly is wonderful and a lifesaver, but what
happened to his leg?”

So finally he told me, “Well, you see, sir, a pig as wonderful as that, you don’t eat him all at once!”

For those of you who missed this in our last message:

Recent equipment finance deals

T.L. operates 53 company-owned heavy construction machines, plus has several owner-operators. He needed 2 new graders and 1 custom heavy-duty float trailer. We sourced the graders and the trailer for him and got him a significant discount (we pay wholesale!), financing it all over 60 months (his preference) at 5.25%. This rate will save him more than $12,500 in annual interest costs.

A forestry company wanted to “sell” 3 used trucks to company drivers, making them owner-operators. We worked through several problems with the drivers’ credit and created leases they could afford. Then we leased 3 new trucks for the company at a rate lower than the dealer offered, for annual savings of about $10,000.

A 3-unit trucking company wanted to sell a 2007 and replace it with a newer model. We funded both the buyer of the 2007 and the replacement unit, which we located for the trucker. Both sales were with private individuals, not dealers.

Although A.L. had been operating his specialized fleet for many years, the corporation was still in the name of another member of his family. A.L. needed another unit, but since he’s now negotiating to take ownership of the company, he wanted to acquire the new unit personally, not inside the company. He was shopping around for the best lease rate. Aquilian won his business for creating the structure he needed and at the lowest rate around.

Please let us help you or your clients.

Helping you and your clients buy or sell equipment

  • Does a client have equipment they’d like to sell, but buyers don’t have enough cash?
  • Does a client want to buy from a private seller who wants only cash?
  • Does your client have an employee who could be an owner-operator or subcontractor, if only they could get financing?
  • Does an owner-operator or subcontractor want to replace equipment or get an additional unit?
  • Is a bank or leasing company saying, “No”?
  • Want to find the lowest rate and best terms for equipment finance?

We can help, at no cost or obligation.


Thanks for taking the time to read this, and have a great weekend.

Aquilian Financial provides loan, leasing, and employee health benefits solutions.

Contact us by email (

or by toll-free phone: 1.844.252.0524.

Our strength is serving our clients personally and professionally.

Eric Grossman, CPA, CGA  –  Aquilian Financial

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